Applying for an F-1 visa? This comprehensive guide covers F1 visa requirements, application steps, and OPT options for international students pursuing studies in the U.S.
9 minute read
May 13, 2025
By Team Gale
Prospective international students aiming to study in the United States will likely need an F-1 visa. The F-1 (academic student) visa is the most common U.S. student visa, allowing you to live in the U.S. while enrolled full-time at an accredited school. In this guide, we’ll explain F-1 visa requirements, how to apply step-by-step, rules for maintaining your status, and options like Optional Practical Training (OPT) for work experience. We’ll also answer frequently asked questions and provide tips to smooth your journey from admission to arrival.
Whether you’re planning to attend a university, college, high school, or language program in the U.S., understanding the visa F1 process is crucial. Gale’s expert immigration team has helped many students navigate F-1 visas and post-graduation OPT job opportunities. Let’s dive into what you need to know!
The F-1 visa is a nonimmigrant visa for individuals who wish to study in the United States at an academic institution or language training program. It is designed for full-time students enrolled in programs that culminate in a degree, diploma, or certificate. The F-1 is strictly for academic studies (for vocational studies, there is a separate M-1 visa). Your course of study and the type of school you attend determine whether you need an F-1 or M-1 visa. Most university and college programs, as well as private high schools and language institutes, use the F-1 category.
Key features of the F-1 visa:
In summary, the F-1 visa allows you to live in the U.S. as a full-time student at a SEVP-approved school. Spouses or children of an F-1 student can accompany them on F-2 dependent visas (though F-2 spouses cannot work or study full-time). Next, let’s look at what it takes to qualify for an F-1 visa.
To qualify for an F-1 student visa, you must meet several requirements set by U.S. immigration law and the Student and Exchange Visitor Program (SEVP). In broad terms, the main F-1 visa requirements include:
Required documents: Along with the above substantive criteria, you’ll need to prepare certain documents for the F-1 visa application: a valid passport (with at least 6 months beyond your intended stay), a recent passport-style photo, the Form I-20 from your school, proof of SEVIS fee payment (the $350 I-901 fee), the DS-160 confirmation page, and visa fee receipt. We’ll go through the application steps next.
Obtaining an F-1 visa involves several steps, starting from school admission up to the visa interview at a U.S. consulate. Here’s an overview of the process:
Get Accepted to a SEVP-Approved School: The journey begins with applying to U.S. schools. Once you receive an acceptance from a school, confirm that the school is in the SEVP program (virtually all accredited colleges and universities are). The school’s international office will then issue you a Form I-20. Carefully review your I-20 for accuracy (name, date of birth, program, funding, etc. should match your passport and agreements). You will need the SEVIS ID from the I-20 for the next steps.
Pay the SEVIS Fee (I-901 fee): Every F-1 student must pay a SEVIS administration fee of $350 (as of 2025) to the U.S. Department of Homeland Security. This fee supports the SEVIS database that tracks students. You can pay it online and will get a receipt (Form I-901). The SEVIS fee receipt is required for your visa interview and for entering the U.S., so keep it with your I-20travel.state.gov.
Complete the DS-160 Visa Application: Next, fill out the DS-160 online nonimmigrant visa application form. This is the standard form for all temporary U.S. visas. In the DS-160, you’ll answer questions about your personal information, background, and the details of your intended stay (school name, address, SEVIS ID, etc.). You’ll also upload a passport-style photo. After submission, you will receive a DS-160 confirmation page with a barcode - print this out.
Pay the Visa Application Fee and Schedule the Interview: The F-1 visa application (MRV) fee is typically $185 (check your local U.S. consulate’s website for the exact amount and payment instructions, as it can vary). Once paid, you can schedule your visa interview appointment at the U.S. Embassy or Consulate in your country. Wait times for interviews can vary widely by location and time of year - during peak student visa season (May-August), slots fill up quickly, so schedule as early as possible. You’ll select a date/time and receive an appointment confirmation.
Prepare Financial and Supporting Documents: Before your interview, gather a comprehensive set of documents to prove your ability to meet the F1 visa requirements. This typically includes:
Attend the Visa Interview: This is often the most nerve-wracking step. Arrive early on the day of your interview with all your documents. The consular officer will typically ask a series of straightforward questions: Why do you want to study in the U.S.? Why this school? Who will finance your education? What are your plans after graduation? Answer honestly and succinctly. The goal is to convince the officer that you are a genuine student with the academic preparation and financial support to succeed, and that you will abide by the visa rules. If asked about returning home, emphasize your ties or future plans in your home country (even if you have hopes of working in the U.S. afterward, it’s safer to frame plans around using your degree back home).
Travel to the U.S.: Once you have your F-1 visa in hand, you can enter the U.S. up to 30 days before the program start date on your I-20. At the port of entry (airport), you will present your passport with visa and your I-20 to the Customs and Border Protection (CBP) officer. They will likely stamp your passport and mark “F-1” and “D/S” (duration of status) as your admittance class. Congratulations - you are now in F-1 student status. Make sure to report to your school by the program start date and attend any international student orientations.
Important: If your spouse or children will accompany you on F-2 dependent visas, they should apply for their visas separately (with their own I-20 forms issued as your dependents). F-2 dependents do not attend a separate school interview but must show sufficient funding for their stay as well. They will typically be interviewed briefly, sometimes alongside the F-1 applicant.
Being granted an F-1 visa is just the first step - maintaining your F-1 status during your studies is critical. Failure to follow the rules can lead to termination of your SEVIS record and unlawful status. Here are key guidelines F-1 students must follow:
By following the rules and staying in communication with your school’s international student advisor/DSO, you can enjoy your studies without immigration troubles. Next, we’ll discuss work opportunities through OPT and how F-1 students can gain U.S. work experience legally.
One of the most valuable benefits of the F-1 visa is the opportunity to gain practical work experience related to your field of study. There are two main programs for F-1 students to work in the U.S. with authorization:
To qualify for OPT, you must have been in F-1 status for at least one full academic year. You apply by submitting a form I-765 to USCIS (along with fee and supporting documents) up to 90 days before completing your program or within the 60-day grace period after. It can take 2-3 months for USCIS to process and issue the EAD. During OPT, you remain in F-1 status, but you can work for any employer in a job related to your major.
STEM OPT Extension: If your degree is in a STEM field (Science, Technology, Engineering, Math) and your employer is enrolled in E-Verify, you can apply for a 24-month extension of OPT, giving up to 36 months total OPT. This is a huge advantage for STEM students, as it provides up to 3 years of work authorization. The STEM extension has additional requirements, including a formal training plan with your employer, but it’s a crucial bridge to longer-term visas.
During OPT: You must report your employer information to your DSO for SEVIS. You cannot be unemployed for more than 90 days total during the initial 12-month OPT (and an additional 60 days during the STEM extension) or you risk losing status. The employment can be paid or unpaid internships, contract work, etc., as long as it’s related to your field. OPT is essentially an opportunity to transition from student to professional life in the U.S. It often leads to employer sponsorship for an H-1B work visa or other status if you and the company decide to continue the relationship.
travel.state.govAccording to the U.S. Department of State, OPT is “temporary employment that is directly related to the eligible F-1 student’s area of study.” To engage in OPT, the student needs a DSO endorsement on the I-20 and must apply to USCIS for an EAD card. This means you should plan ahead with your school and submit your OPT application in a timely manner to avoid gaps after graduation.
CPT vs OPT: In summary, CPT is for work during your studies (often internships for credit), authorized by the school. OPT is mainly for after graduation (or for use on summer vacation or part-time during studies, though most save it for post-completion), authorized by USCIS. Both require that the work be related to what you’re studying.
Can F-1 students work other jobs? Generally no, other than on-campus jobs. F-1 students cannot have standard off-campus employment (e.g., a part-time job at a local business) unless it falls under CPT/OPT or you have a severe economic hardship permit from USCIS (which is uncommon and only granted if you can prove unforeseen financial crises). Also, F-1 students cannot start their own business or work as freelancers without authorization - starting a business could be seen as working. If entrepreneurship is your goal, consult your DSO or an immigration attorney for guidance (there are sometimes creative ways, like CPT through a entrepreneurship course or waiting until OPT to officially launch business operations).
As graduation approaches, many international students on F-1 visas want to continue living and working in the United States. While the F-1 visa itself cannot be extended indefinitely (beyond any available OPT period), there are several paths to stay in the U.S. after F-1:
In summary, while the F-1 visa itself is temporary, it can be a springboard. During your time as a student, focus on building your network, skills, and exploring internship or OPT opportunities with employers who might later sponsor you. Many international student graduates do successfully transition to long-term visas and permanent residence - it requires planning and sometimes some luck (like the H-1B lottery), but it is achievable. Always keep an eye on your visa timelines and stay in status while you pursue these pathways.
(Internal Note: For more insights on transitioning from student status to work visas, check out Gale’s blog on “From F-1 to H-1B: How to Stay in the USA After Graduation,” and our comprehensive visa guides on H-1B, L-1, and O-1.)
Q: What are the financial requirements for an F-1 visa? A: You must prove you can afford tuition and living expenses for your studies. U.S. consulates typically expect bank statements or financial documents showing funds (personal or sponsored) equal to at least one year of costs, as listed on your I-20. In practice, you should demonstrate liquid assets (cash in bank, not just property) to cover tuition, fees, and estimated living expenses (housing, food, health insurance). If you have a scholarship or assistantship from the school, that counts toward the requirement. The goal is to assure the visa officer that you won’t face financial hardship while in the U.S. Tip: If your program is multiple years, showing a source of ongoing funding (such as continued family income, investments, or a multi-year scholarship) strengthens your case.
Q: Can I work while studying on an F-1 visa? A: Yes, but with restrictions. You can work on-campus up to 20 hours per week during semesters (and full-time during vacations). On-campus jobs might include library assistant, lab helper, campus dining, etc., and no additional permission is required for those. For off-campus work, you need authorization: either Curricular Practical Training (CPT) for internship/work as part of your curriculum, or Optional Practical Training (OPT) for work related to your field (commonly done after graduation for up to 12 months, or more with STEM extension). You cannot do regular off-campus jobs (like a random part-time job unrelated to your studies) on F-1. Also, F-1 students cannot work as independent contractors or start a business while in school without special authorization. Always talk to your international student office before accepting any employment. Working without authorization, even for a few hours, can result in termination of your F-1 status.
Q: Do I need to return to my home country during summer breaks? A: No, you are not required to leave the U.S. during academic breaks or summer vacation. As long as you are continuing at the school (or have been admitted to a new program that starts in the fall), you can stay in the U.S. in F-1 status during summer or other school holidays. Many students choose to travel home in summer, which is fine - just make sure you have a valid F-1 visa stamp to return. If your visa will expire before re-entry, you’d need to renew it at a U.S. consulate while abroad. If you stay in the U.S. over summer, you can also use that time for summer internships or research - just ensure it’s authorized (either on-campus or via CPT/OPT if off-campus and related to your field).
Q: What is the 5-month rule for F-1 students? A: The “5-month rule” refers to SEVIS termination if an F-1 student is out of classes for over 5 months without status maintenance. Practically, this comes up if you take a leave of absence or if you leave the U.S. and will be outside for more than 5 months (outside of an authorized study abroad program). If you simply go home for a semester (not enrolled) and it’s more than 5 months, you would need a new initial I-20 to return. Also, during COVID-19, exceptions were made, but under normal conditions, ensure any break in your F-1 status isn’t over 5 months, or work with your DSO on a new SEVIS record. For standard summer breaks, this rule isn’t an issue because summer is usually ~3 months, under the limit.
Q: Can I change status from F-1 to another visa without leaving the U.S.? A: Yes, it is often possible to change status from F-1 to another nonimmigrant status from within the U.S. For example, many students file a change of status to H-1B (if they are selected in the H-1B lottery by an employer) or to O-1, or to dependent statuses (F-2 to H-4, etc. if they marry or if parents switch to work visas). The change of status is done by filing a petition with USCIS. Alternatively, you can depart the U.S. and apply for a new visa at a consulate abroad. Each case is different - staying in the U.S. can avoid travel hassles, but sometimes traveling and re-entering with a new visa is cleaner. If you’re changing to a dual-intent status like H-1B, doing it via petition while on F-1/OPT is common. If changing to a green card (immigrant status), that process (adjustment of status) can also be done without leaving in many scenarios. It’s best to consult an immigration attorney (like Gale’s lawyers) to plan the transition from F-1 to another status so you don’t fall out of status in between.
Q: What if my F-1 visa expires while I’m in the U.S.? A: The visa stamp in your passport is just an entry document. If your F-1 visa expires while you are in the U.S., it’s not a problem as long as you continue as a full-time student in valid status (your I-20 is active and you are in SEVIS). You can stay in the U.S. with an expired visa. However, if you travel abroad after your visa’s expiration, you will need to renew the F-1 visa at a U.S. consulate to return and resume studies. Many students get a visa for, say, 1-2 years but their program is 4 years - they simply stay in the U.S. for the duration, and if they need to travel, they plan a consulate visit to renew the visa. Always keep your I-20 valid; the visa stamp validity only matters for entry, not for ongoing presence.
Q: How does the F-1 visa differ from a J-1 student visa? A: The F-1 and J-1 visas both allow studying in the U.S., but they are for different situations. F-1 is the standard pathway for self-funded (or family-funded) students at U.S. institutions. J-1 visas for students are usually part of an exchange program or scholarship program (often government-funded or university exchange agreements). J-1 students sometimes have a two-year home residency requirement after their studies (if their program was government funded or in certain fields), meaning they must return home for 2 years or get a waiver before they can change to certain other visas. F-1 students do not have such a requirement. Additionally, J-1 visas can be used by non-degree exchange students, visiting scholars, or others in educational exchange scenarios, whereas F-1 is specifically for full-time enrollment in a degree/diploma program. In terms of work: J-1 has Academic Training instead of OPT, and J-1s can also work on-campus with permission. If you have the option of both, F-1 is generally more flexible for long-term stay (since no home requirement by default). Our J-1 Visa Guide delves deeper into J-1 specifics and the waiver issue if you’re curious.
Navigating the F-1 visa process can be complex, but with the right guidance and preparation, thousands of students successfully obtain F-1 visas every year to pursue their dreams in U.S. classrooms. Gale, a tech-forward immigration firm, is here to support you at every step - from initial visa advising to post-graduation work options. If you need personalized guidance on your F-1 visa journey or changing status after graduation, feel free to reach out to Gale for a consultation. We have helped students from all over the world come to the U.S. for study and beyond. Good luck with your educational adventure!
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